Savings, made flexible
Keep saving.
Even when you
need cash.
Grow your savings and borrow against what you've saved when you need extra money. Your savings stay under your control and keep working for you.
Your money. Your control.
Savings
$12,450.00
Earning
6.05%*
Available to borrow
$4,000
Your savings.
On your terms.
You worked hard to build your savings. SimplFi helps you put that money to work while keeping you in control.
Add money from your bank account, debit card, Apple Pay, or Google Pay and start earning.
Savings balance
$12,450.00
Put your savings to work.
Add money whenever you want and start earning.
See your balance and earnings in one simple place while staying in control of your money.
When life happens
Need cash?
Keep your savings.
Car repair. Unexpected bill. Big purchase.
Normally, that means dipping into your savings and building your balance back up again. With SimplFi, you have another option.
Borrow against what you've saved.
Access money using your savings instead of withdrawing them. See how much you can borrow, what it will cost, and what you'll owe before you confirm.
Keep your savings working.
Without SimplFi
You save
$10,000 Savings
You need $2,000
Withdraw $2,000
$8,000 left saving
With SimplFi
You save
$10,000 Savings
You need $2,000
Borrow against your savings
$10,000 stays in savings*
*Savings continue earning while borrowed against. Rates are variable and earnings are not guaranteed.
One balance.
More flexibility.
Save
Add money and build your savings.
Earn
Put your savings to work.
Borrow
Access money without emptying your savings.
Repay
Pay back what you borrowed and keep moving forward.
Simple from the start.
01
Sign up
Create your account with your email.
02
Add money
Use your bank account, debit card, Apple Pay, or Google Pay.
03
Start earning
Watch your savings grow over time.
04
Borrow if you need to
Use your savings to access cash without starting your savings journey over.
Know before you borrow.
See your rate, costs, borrowing limit, and repayment details before you confirm.
You always decide whether to continue.
Borrow
Your savings
$10,000
Available to borrow
$4,000
How much do you need?
$2,000
- Estimated rate
- 10.25%
- Your savings after borrowing
- $10,000*
- Estimated amount owed
- $2,205
Your money stays in your hands.
Your savings remain under your control. You approve deposits, withdrawals, and borrowing before anything happens.
Rates, fees, and borrowing limits are clearly shown before you confirm.
Your money
Stay in control of your savings.
Your decision
Nothing happens until you approve it.
Clear terms
See rates, fees, and borrowing details before confirming.
Keep your savings.
Keep moving forward.
Save today. Borrow when you need to. Keep building for tomorrow.